Higher hospital room rents will mean steeper proportionate deduction for policies with sub-limits and bigger out-of-pocket expenses for such policyholders. Premiums, too, can go up
Technology has transformed the way insurance works; the driving habits of policyholders can now be tapped and used to customise plans accordingly.
The motor insurance add-on benefit will offer discount of up to 25 percent to vehicle-owners with low usage
Axis Small Cap Fund - Direct (G)
Axis Small Cap Fund (G)
BOI AXA M & I Fund - Direct (G)
BOI AXA Tax Advantage - Direct (G)
Invesco India Infra. -Direct (G)
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If you spend a lot of time on the internet, online shopping and social media, then SBI General Insurance’s Cyber VaultEdge aims to protect you against cyber crimes. These are a new breed of insurance policies that have come up with changing times. But documentation can be lengthy and a track record of timely claim settlements are yet to seen.
Here’s a look at the most common reasons for delay in an insurance claim and quick ways to catalyse the whole process
The two impediments here are getting a preauthorisation from the insurance company takes 6-24 hours, without which the cashless claim does not kick in, and the insurance desk at the hospital handling the claim is usually open for 12 hours and may remain closed on holidays.
Strap: Insurers can now launch 'Pay-as-you-drive', 'Pay-how-you-drive', floater add-on covers along with their motor insurance policy's own damage component.
The absence of personal health insurance, delayed and inadequate cover, and wrong disclosures are among the common mistakes people make.
Overseas student travel insurance policies cover students' medical expenses incurred during your stay abroad, besides baggage loss, trip cancellation, study interruption and medical evacuation.
When a major illness strikes it's better to be financially prepared for it. The right cover can go a long way in shielding your finances from avoidable harm