The markets seemed to have mostly priced in the hike. Has RBI’s stance changed to `neutral’ already?
The banking regulator has decided to bring credit information companies into its integrated ombudsman mechanism net
You should avoid taking any extreme view on your fixed income portfolio. If the yields on long duration bonds move up, then there will be marked to market losses on these bonds as well as on debt fund schemes investing in them.
Typically, when interest rates goes up, banks tend to extend loan tenure and not EMI first, pushing up the interest outgo for home loan borrowers significantly over long tenures of 15-30 years
Sharp fall in some small-cap stocks makes a strong case for investors to consider some exposure, but only if they are in it for the long haul
While shopping during Independence Day and the festive season, spend smartly and responsibly. These cards have also been arranged according to the least annual fees.
When you nominate a successor, it will help the nominee receive your assets in a hassle-free manner without having to go to the courts to obtain a succession certificate or a probate of the will.
Earlier, there was no uniformity in performance disclosures by PMS providers. SEBI’s new regulations laid down the performance calculation method as well as the disclosure standards to be followed.
Canara Robeco AMC has launched the Canara Robeco Banking & PSU Debt Fund – a category that has disappointed over the past year. Fund managers like Avnish Jain say things are going to turn around for the category pretty soon.
Fintech platforms distributing bonds are not regulated. This means there are no standardised disclosures or settlement or redressal systems.
The process of filing of I-T return is not complete unless you verify the filing either online or offline. For returns filed before July 31, 2022, the time limit is up to 120 days. For returns filed on or after August 1, it is 30 days
Is NPS a better alternative to EPF after tax on interest on contribution over Rs 2.5 lakh? Market-linked returns may seem attractive, but on the flipside, maximum lump-sum withdrawal of 60 percent of retirement corpus, with the rest being converted into annuities, is a limitation.
This platform is a solid option for investors who intend to hold bonds until maturity.
SBI Small-cap fund is a high-risk, high-return fund has delivered commendable returns over long run. It is suitable for Investors with a high risk appetite with a time horizon of seven years and more. The scheme currently allows only systematic investment plan (SIP) subscription
Despite RBI's repo rate hike in June, several banks such as Indian Overseas Bank (IOB), Bank of Baroda (BOB) and State Bank of India (SBI) continue to offer sub-8 percent interest rates on home loans
CRISIL ran ESG filters across 354 schemes across 16 categories. Some categories did well, others did not. Some funds did better on the E and S, but did poorly on the G parameter.
The bad news about filing delayed income-tax returns is that you won’t be able to claim certain tax breaks
RBI’s monetary policy announcement, penalties for belated income tax returns, smart shopping tips, penalties on premature withdrawal of fixed deposits — there is a lot happening in August. Here is what you need to watch out for.
Now, you don’t have to wait till the end of market hours to get the NAV to decide whether to buy or sell. The iNAV of equity ETFs are disclosed at a maximum lag of 15 seconds, and debt, a minimum of four times a day. One can get these numbers from the respective fund house’s website in the ETF or NAV sections.
NPS is a long-term commitment and takes decades to deliver. But it is still an excellent instrument that rightly focuses on putting in place a pension income for the retirement years.
Neelesh Surana, chief investment officer of Mirae Mutual Fund, says equities offer best risk-adjusted returns, but investors should still ensure proper asset allocation to keep their portfolio well-diversified
Irrespective of the amount and whether it is taxable or exempt, make sure you disclose in your tax returns any income, windfall gains, capital gains, interest income, etc., you may have had during the financial year
NFO launches have started again after the SEBI ban got lifted on July 1