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Bond Investments Simplified

Invest in High Rated Bonds From
  • Leading corporates
  • Top-tier PSUs
  • Trusted State Governments
  • Registered NBFCs
  • Leading corporates

GoldenPi
  • Diversify portfolio with fixed income
  • Fixed Returns as high as 12%
  • Lower risk than stocks
Start Investing
Check how Bond yields better returns than FD

Bonds vs Fixed Deposits

“Higher Fixed Returns” is why investors prefer bonds over FDs. And you must too! Compare their returns now.

GoldenPi
If I invest in
fixed deposits for
Compare Returns
FDs
Interest rate for State Bank of India FD
2,59,400
5.4% XIRR since 2016
Bonds
Yield of the bond matching the preferences
3,25,027
9.33% XIRR since 2016
Bond will return 65627.32 (3.93% XIRR) more
Explore the bonds

Find Your First Bond

Find bonds that meet your investment needs

GoldenPi
Why choose GoldenPi

GoldenPi is #1 online marketplace for buying
Bonds and NCDs

  • 200k+ customers
  • Easy KYC
  • Partnership with brokers
  • Investment ready in 10 mins
Signup Now

Frequently asked questions

Why should I invest in the Fixed Income Market (Bonds and Debentures)?
Bond is a fixed-income investment option that can aid investors to get fixed returns as high as 12% per annum. Investments in Bonds & Debentures are more reliable and rewarding than other existing options e.g. Bank FDs and Mutual funds for growing money steadily.

By investing in bonds, investors can get the benefit of low risk (for AAA to A rated Bonds), Capital appreciation, Fixed regular income, Tax-free income, Saving capital gain tax, etc.

GoldenPi, the largest and #1 online bond platform, gives you access to the Bonds & Debentures that were earlier only accessible to large Corporates, Family Offices, or HNIs.
What is the process of investment through GoldenPi?
The investment process at GoldenPi begins with online KYC (Know Your Customer) to verify the investor’s identity. All the documents submitted by an investor will be processed on time to ensure the investor has a smooth and hassle-free experience throughout. After KYC is completed, investment in Bonds & Debentures requires the investor to transfer the investment amount to ICCL (Indian Clearing Corporation) and on confirmation of the funds, the Bond units will be transferred to the investor's Demat Account.
Are there any risks associated with bond investment?
Though Bonds fall into the category of low-risk securities similar to Bank FDs, but investors should be aware of the below mentioned Risk factors:

Default risk: The capital loss that an investor incurs when the Bond issuer defaults (fail to return Principal amount or Interest payments or both).
Liquidity risk: This risk comes into the picture only when an investor wants to sell a bond before its maturity. The investor might not get an appropriate buyer or might need to sell the bond at discount, hence incurring a capital loss.
Interest-rate risk: If the sovereign interest rate increases, Bonds' price decreases. At that time, if the investor wants to sell a bond, he/she will incur a capital loss. However, the flip side is that, if the sovereign interest rate decreases, Bonds' price increases. At that time, if the investor wants to sell a bond, he/she will incur a capital gain.
What are the documents required to invest in bonds & debentures? Explain the KYC process.
After you Sign-Up with GoldenPi, you need to follow these steps to complete your KYC:

Step 1. Authorize GoldenPi to fetch PAN and Address Proof (Aadhaar/Driving License/Passport/Voter ID) through Digi-Locker
Step 2. Verify Bank A/C through Penny drop or upload a Canceled Cheque or Latest bank statement. The canceled cheque should have your name printed. Otherwise upload the last 2 month's bank statements where your name, A/C number, and IFSC code are clearly mentioned.
Step 3. Latest Demat CML/CMR Copy or latest eCAS statement from CDSL/NSDL or latest Demat holding statement mentioning DP ID and Client ID. (Get it from your Brokers like Zerodha /HDFC securities etc.)
What are the various investor types who are eligible to invest in Bonds & Debentures?
All the below mentioned investor types are eligible for investing in bonds & debentures:
Indian Resident Individuals,
Hindu Undivided Family (HUF),
Non Resident Indians (NRI),
Corporates,
Non Profit & Trusts.

KYC for Resident Indian Individuals is 100% digital and such investors can start investing instantly.
Golden Pi

All investments involve risk and the past performance of a security including but not limited to any Bonds and/or Debentures, or financial product does not guarantee future results or returns. Keep in mind that while diversification may help spread risk it does not assure a profit, or protect against loss, in a down market. There is always the potential of losing money when you invest in securities, or other financial products. Investors should consider their investment objectives and risks carefully before investing. Investors should be aware that system response, execution price, speed, liquidity, market data, and account access times are affected by many factors, including market volatility, size and type of order, market conditions, system performance, and other factors.

Moneycontrol.com makes no claims, warranties or representations, express or implied, on products and services offered through the platform offered by GoldenPi Technologies Private Limited (Platform) and its wholly owned subsidiary – GoldenPi Securities Private Limited. It accepts no liability for any damages or losses, however, caused in connection with the use of related services offered on the Platform. All information placed on Moneycontrol.com website is for informational purposes only and does not constitute as an offer to sell or buy a security including but not limited to any Bonds and/or Debentures, or financial product. Further, any information on the website is not intended as investment advice.

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Moneycontrol.com is only providing referral services to its users. Once users decide to select any investment product or services that are referred on Moneycontrol.com, they are solely responsible for any and all their investment decisions including all investment orders placed by them, and understand that all orders are unsolicited and based on their own investment decisions. Moneycontrol.com and any of its employees, agents, principals, or representatives DO NOT: provide recommendations of any security, transaction, or order; provide investment advice; produce or provide research to any user regarding any security, transaction, or order; handle funds or securities related to securities orders or effect the clearance or settlement of a user’s trades done through Moneycontrol.com solution provided by GoldenPi Technologies Private Limited.

All processes relating to investment including investor profiling, KYC procedures will be solely facilitated by GoldenPi Technologies Private Limited and GoldenPi Securities Private Limited (wholly owned subsidiary) without any involvement of Moneycontrol and Moneycontrol.com will not incur any personal financial liability. Moneycontrol exercises no control over GoldenPi Technologies Private Limited or its technology platform.

The clients shall have direct recourse to GoldenPi Technologies Private Limited and GoldenPi Securities Private Limited (wholly owned subsidiary) to resolve their queries in relation to the products/services offered by it. The views expressed on the Website by GoldenPi Technologies Private Limited are exclusively it`s own and do not necessarily represent the views of Moneycontrol.

Investment in securities market are subject to market risks, read all the related documents carefully before investing. Bonds, Debentures, securities and/or investments in any financial products are subject to market risks, read all scheme related documents carefully.